Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.351%  0.000%
 3.125%  3.265%  0.500%
20 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.392%  0.000%
 3.125%  3.323%  0.500%
15 Year Fixed Rate
 Rate  APR  Points
 2.625%  2.805%  0.000%
 2.500%  2.752%  0.500%